Managing money is not an easy task. There are always things to pay or to plan on paying for. How does the average person keep up with it all? There are many different programs and courses on managing one’s money. But whose advice should you take to make sure you’re doing it right?
Everyone’s budget and financial future is different. It’s important to remember that as you are planning your expenses and income. Yes, I said planning. That’s the key. When you plan what you are going to spend and save, it is more likely that you will meet the goals you have set for yourself.
In this post, we’re going to take a look at 7 great eBook on managing your money so that you will know where to start to learn how to do it and devise a plan for your own budget.
1. “Total Money Makeover” by Dave Ramsey
In this practical but deep dive into personal finances, the famous radio talk show host and author talk about how he helps people manage their money by giving every dollar a job.
2. “You Need a Budget” by Jesse Mecham
A similar book by author Mecham focuses on how you should plan for every dollar to be allocated to your priority needs (and wants). This unique approach to budgeting can be a source of hope for the budget-depressed.
3. “How to Manage Your Money When You Don’t Have Any” by Erik Wecks
In this unique look at handling one’s money, you’ll learn how college students (or anyone) can survive on very little money and how to use resources to survive when times are tough.
4. “How to Stop Living Paycheck to Paycheck” by Avery Breyer
This book shows you how to keep a “stash of cash” for emergencies and how to focus on saving money so you will always have enough even in trying times.
5. “Managing and Budgeting Money” by Tony Scott
For people who don’t know where to start with a budget, Tony Scott takes you through the successful techniques used by the author of Think and Grow Rich. It uses percentages to allocate monies to all of your necessary expenses, plus how to allocate specific portions of money to investment and savings, self-improvement, and even charity and “fun” categories.
6. “Wealth Without Risk” by Charles Givens
This is a timeless book on saving, investing and growing your money over time that makes practical sense. It’s written by an author who was bankrupt three times but bounced back to create millions.
7. “19 Budget Hacks for College Students” by Richard Glenn
Written by a former college student, this practice no-nonsense budgeting book for college students shows college students how to live on only $15 a day until things get better!
We hope these seven good reads will help parents and students make the most of the money you have until you can increase your income and see better days! Remember, in the words of Charles Givens, “it’s not how much you make that creates wealth; it’s how much you save!”