There are a lot of meanings, regulations, and terms that go into it, and when you don’t know where to begin, it can feel overwhelming. That’s why we’re here!

If you’re asking yourself “what are student loans?”, allow us to explain.


The term “student loan” encompasses a variety of options available to help pay for college. It is a form of financial aid, and is offered by the federal government as a type of federal financial aid. Many private businesses and organizations also offer private student loans to students looking for help paying for college. Student loans are a great resource to bridge the gap between what your financial aid will cover and your school’s total cost of attendance.


The process for qualifying for and obtaining a private student loan can vary between lenders, but in general, you’ll need the following:

  • Demonstrated credit history (or a cosigner with strong credit to help you qualify)
  • Proof of income (income requirements can vary depending on the lender and loan amount)

Check out our articles below to learn more about what you’ll need to apply for a student loan.


We partner with the top private student loan lenders to provide relevant, trustworthy information on finding money for college. Here, you’ll find tools and advice on finding the best student loans, plus:

  • Sallie Mae student loans
  • Discover student loans


Taking out a student loan is only part of the process! After graduation is when the real work begins. Most student loans give you a grace period of a few months after you graduate college to begin repaying your loan(s), and at this point, you enter the repayment stage. We break down everything you need to know about making this transition, and what options are available to you if you’re concerned about repaying your loan(s).

We’ve got everything you need to learn about the different types of student loans, what your options are, and more to help you get from application to repayment! Get started below.

Repaying Private Student Loans | Student FinTech

What to Think About When Repaying Private Student Loans

One of the problems with borrowing money is that it has to be paid back sooner or later. This may seem like an obvious statement. But many people fail to consider this concept when they are excited about going to college. They seldom think about repaying private student loans when they are first signing the

Beware of Loan Scams | Student FinTech

Beware of Student Loan Scams

Borrowing money and performing financial transactions does create some level of risk. People who are looking for options for borrowing money or taking out a loan for their student’s college tuition and expenses should beware of loan scams. Just as there are plenty of legitimate opportunities for parents to help fund their child’s education, there

In-School Payment Options | Student FinTech

Making Student Loan Payments in School

Wouldn’t it be nice if college graduates could get to the end of their school requirements to discover that much of their loan has already been paid off?Actually, there is a way to do this. Some student loans allow parents to have in-school payment options. This method of paying down the debt on student loans

Why Consolidate Student Loans? | Student FinTech

Why Consolidate Student Loans?

Consolidation loans are meant to compile all of a person’s loans in one place. This can be a convenient way to pay off student loans by reducing it to one monthly bill. However, it is important to realize that people who choose to do this may pay more interest this way. Consolidation loans were made

Student Loan Interest Deduction | Student FinTech

Is Student Loan Interest Tax Deductible?

One of the ways that parents and others can reduce the amount of money paid into student loans is to count it as a deduction on your income tax forms. The U.S. Government allows you to deduct up to $2,500 a year on interest paid on student loans. Checking the “student loan interest deduction” option to

Cosigner Release | Student FinTech

How to Get Cosigner Release

Some loan companies have a clause that allows for cosigner release. This releases the cosigner of any obligations in the event the borrower cannot repay the debt. Parents sometimes need to sign this cosigner release agreement because the student loan debt can prohibit them from getting further credit. Once the student is able to make

Student Loan Discounts | Student FinTech

Can you get discounts on student loans?

Many who are in the process of preparing for college often ask if there are any student loan discounts. The best discount you can get is really just to find the best possible deal. Student loans have a lot of factors, including interest rates, repayment terms, and more, so finding the best fit for your

Cosign Student Loans With Caution | Student FinTech

Cosign Student Loans With Caution

If your credit score is low or you don’t have credit yet, parents may have to cosign a student loan. However, it is a good idea to remember to cosign student loans with caution. A student loan cosigner needs to know what they are agreeing to because it is a legal contract. Once the paperwork

How to Save Money on Student Loans | Student FinTech

How to Save Money on Student Loans

Everyone who is planning on sending a student to college wants to know how to save money on student loans. But how is it done? There are many ways to achieve this goal but it takes careful planning and research. The first steps might be to have your child apply for general financial aid or

How to Choose the Best Student Loans | Student FinTech

What Are the Best Student Loans? How to Choose

Wondering what the best student loans are? The short answer is, it depends. The best way to choose the best student loans is to do a lot of comparative shopping. Just like someone would do with any other purchase, it’s important to look at the finer details of each plan and make sure everyone involved