The rise of financial technology, also known as FinTech, has made managing your money infinitely simpler. With powerful mobile banking apps at our fingertips that allow us to manage our bank account, set and track budgets, and even deposit money on the go, we’re always connected to our finances, enabling us to stay more on top of our money than ever before. On top of that, mobile apps can keep you in the loop for important notifications, such as fraud alerts and updates to your credit score, and even give you on-demand access to your balance.
So, when it comes to selecting a bank, a great mobile banking app should be a factor in your decision. Here are some of the best banking apps that are free to download through iOS and Android:
Bank of America Mobile App
The Bank of America app offers useful features, including instant access to your credit score, a Spanish language offer, and custom app alerts. Plus, you can utilize BankAmeriDeals when you use the app, which shows you all the places you can earn cash back when you use your eligible Bank of America debit or credit card!
Chase Mobile App
Chase is ranked in the top three by J.D. Power for best banking apps. The app offers information in a clear and easy to understand fashion, and one of their newest features allows you to get cash out of the ATM without even needing your credit card. The Chase app gives you the ability to deposit checks, use Zelle to send or receive money, set up account alerts, and more.
Capital One Mobile App
According to J.D. Power, Capital One’s Banking app is number one for the second year in a row with ease of navigation as one of the top rating factors. The app comes with all of the major features, such as instant balance updates, the ability to transfer money, manage multiple accounts, make mobile deposits, and much more. If you struggle with technology, no worries, Capital One is the one to make mobile banking as easy as possible.
Ally Mobile App
Ally has a lot more to offer than moving money around. Ally relies heavily on providing the best online and mobile experience to serve its customers, and with the app, you can deposit money, pay bills, and keep tabs on your transaction history. Not only is Ally a highly-rated bank, but they also offer interest on checking accounts, and high yield savings accounts with some of the best rates among all banks.
USAA Mobile Banking App
The USAA banking app has it all. They go beyond password protection, allowing users to log into their account using fingerprint, face, or voice recognition for more security. It also offers bill pay, access to Apple Pay, Samsung Pay, and Google Pay, and Zelle money transferring.
Use Wells Fargo’s mobile banking app and pay your bills fast. Log in via fingerprint or facial recognition, check your balance, deposit checks by snapping a photo, transfer money, monitor transactions, and set up alerts. You can even set up “FastLook” so you can easily see balance information for up to five accounts, then choose whether or not you would like to get Bill Pay reminders which makes bill pay easier than ever.