Scholarship Rules

$4,500 Student FinTech Scholarship Sweepstakes

Official Rules

NO PURCHASE OR PAYMENT IS NECESSARY TO ENTER. A PURCHASE OR PAYMENT OF ANY
KIND WILL NOT INCREASE YOUR CHANCES OF WINNING.

  1. Eligibility
    The $4,500 Student FinTech Scholarship Sweepstakes (the “Sweepstakes”) is open only to legal residents
    of the 50 United States (and the District of Columbia), who are at least thirteen (13) years old at the time
    of entry. Void where prohibited. Proof of residency and age may be required. Employees and directors
    of Student FinTech, LLC and its subsidiaries, divisions, affiliates, and advertising or promotional agencies
    or individuals involved with the design, production, execution or distribution of the Sweepstakes and the
    immediate family and household members of such individuals, are not eligible to enter or win.
    “Immediate family members” shall mean parents, stepparents, children, stepchildren, siblings,
    stepsiblings, or spouses, regardless of where they live. “Household members” shall mean people who
    share the same residence at least three months a year, whether related or not. In order to enter the
    Sweepstakes or receive a prize, you must fully comply with the Official Rules and, by entering, you
    represent and warrant that you agree to be bound by these Official Rules and the decisions of the
    Sponsor, whose decisions shall be binding and final in all respects relating to this Sweepstakes. The
    Sweepstakes is governed by these Official Rules and is subject to all applicable federal, state, and local
    laws.
  2. Sponsor
    Student FinTech, LLC, 539 W. Commerce Street #1903, Dallas, TX 75208.
  3. Timing
    The Sweepstakes begins on October 15, 2019 at 12:00AM Eastern Time (“ET”) and ends on October 14,
    2020 at 11:59PM ET (the “Sweepstakes Entry Period”).
  4. How to Enter
    During the Sweepstakes Entry Period go to studentfintech.com and register by providing your name,
    address, email address, phone number, date of birth and grade. After you register you will receive one
    (1) entry into the Sweepstakes. Alternatively you can receive one (1) entry by sending a handwritten
    postcard with your name, address and phone number to: “Sweepstakes Entry – Student FinTech, LLC,
    539 W. Commerce Street #1903, Dallas, TX 75208” Limit of one (1) entry per person during the
    Sweepstakes Entry Period regardless of method of entry. Entrants may only use one email address and
    phone number to enter the Sweepstakes. You are not permitted to share the same email address or
    phone number with another entrant. Use of any automated system to enter is prohibited and will result
    in disqualification. Sponsor is not responsible for lost, late, incomplete, invalid, unintelligible or
    misdirected entries all of which will be ineligible to win a prize. In the event of a dispute as to any
    entrant, the authorized account holder of the email address used to enter will be deemed to be the
    entrant. The “authorized account holder” is the natural person assigned an email address by an Internet
    access provider, online service provider or other organization responsible for assigning email addresses
    for the domain associated with the submitted address. Potential winner may be required to show proof
    of being the authorized account holder to be awarded the prize.
  5. Winner Determination

Approximately two days after the Sweepstakes Entry Period the Sponsor will select one (1) entry for the
grand prize described below in a random drawing of all valid entries received. Odds of winning depend
on the number of eligible entries received during the Sweepstakes Entry Period. The potential
Sweepstakes winner will be notified using the email address or phone number provided with the entry.
Failure by potential Sweepstakes winner to respond to the initial verification within five (5) days of
notification will result in disqualification and Sponsor will select an alternate potential Sweepstakes
winner in the same manner.

  1. POTENTIAL WINNER IS SUBJECT TO VERIFICATION BY SPONSOR. SPONSOR’S DECISIONS ARE FINAL
    AND BINDING IN ALL MATTERS RELATED TO THE ADMINISTRATION, OPERATION, SELECTION OF THE
    WINNER AND OTHER MATTERS RELATED TO THE SWEEPSTAKES.
  2. Verification of Potential Winner
    Potential Sweepstakes winner may be required to complete and return an Affidavit of Eligibility, Release
    of Liability and Publicity Release (where permitted by law) (collectively, the “Affidavit”) by the date
    specified by Sponsor, or an alternate potential Sweepstakes winner may be selected. In the event: (a)
    potential Sweepstakes winner cannot be reached for whatever reason after a reasonable effort has
    been exerted or the potential Sweepstakes winner notification or Affidavit is returned as undeliverable;
    (b) potential Sweepstakes winner declines or cannot accept, receive or use the prize for any reason; (c)
    of noncompliance with the above or within any of the aforesaid time periods; (d) potential Sweepstakes
    winner is found to be ineligible to enter the Sweepstakes or receive the prize; (e) potential Sweepstakes
    winner cannot or does not comply with the Official Rules; or (f) potential Sweepstakes winner fails to
    fulfill the Affidavit-related obligations, the potential Sweepstakes winner shall be disqualified from the
    Sweepstakes and an alternate potential Sweepstakes winner may be selected, at Sponsor’s sole
    discretion, from among the other eligible entries received. Sponsor reserves the right to modify the
    notification and Affidavit procedures in connection with the selection of alternate potential
    Sweepstakes winner, if any.
  3. Grand Prize
    One grand prize will be awarded. Grand prize winner will receive forty-five hundred dollars ($4,500). No
    cash equivalent for the prize, prize is non-transferable and no substitution will be made except as
    provided herein at the Sponsor’s sole discretion. Sponsor reserves the right to substitute the listed prize
    for one of equal or greater value for any reason. Winner is responsible for all taxes and fees associated
    with prize receipt and/or use. All federal, state, and local tax liabilities, as well as any other costs and
    expenses not specified herein as being awarded are the sole responsibility of the Winner. Prize will be
    awarded only if the potential prize winner fully complies with these Official Rules.
  4. Entry Conditions and Release
    Each entrant agrees to: (a) comply with and be bound by these Official Rules and the decisions of
    Sponsor which is binding and final in all matters relating to this Sweepstakes; (b) defend, indemnify,
    release and hold harmless the Sponsor and its respective parent, subsidiary, and affiliated companies,
    celebrities, and any other person and organization responsible for sponsoring, fulfilling, administering,
    advertising or promoting the Sweepstakes, and all of their respective past and present officers,
    directors, employees, agents and representatives (collectively, the “Released Parties”) from and against
    any and all claims, expenses, and liability, including but not limited to negligence and damages of any
    kind to persons and property, including but not limited to invasion of privacy (under appropriation,
    intrusion, public disclosure of private facts, false light in the public eye or other legal theory),
    defamation, slander, libel, violation of right of publicity, infringement of trademark, copyright or other

intellectual property rights, property damage, or death or personal injury arising out of or relating to a
participant’s entry, creation of an entry or submission of an entry, participation in the Sweepstakes,
acceptance, possession, attendance at, defect in, delivery of, inability to use, use or misuse of prize
(including any travel or activity related thereto) and/or the broadcast, exploitation or use of entry. Each
winner acknowledges that all prizes are awarded as-is without warranty of any kind.

  1. Publicity
    Except where prohibited or restricted by law, winner’s acceptance of prize constitutes the winner’s
    agreement and consent for Sponsor and any of its designees to use and/or publish winner’s entry,
    name, city and state of residence, and/or statements made by winner regarding the Sweepstakes or
    Sponsor, worldwide and in perpetuity for any and all purposes, including, but not limited to, advertising,
    trade and/or promotion on behalf of Sponsor, in any and all forms of media, now known or hereafter
    devised, including, but not limited to, print, TV, radio, electronic, cable, or World Wide Web, without
    further limitation, restriction, compensation, notice, review, or approval.
  2. General Conditions
    Sponsor and its subsidiaries, affiliates, divisions, partners, representatives, agents, successors, assigns,
    employees, officers and directors shall not have any obligation or responsibility, including any
    responsibility to award any prize to entrants, with regard to: (a) entries that contain inaccurate
    information or do not comply with or violate the Official Rules; (b) entries, prize claims or notifications
    that are lost, late, incomplete, illegible, unintelligible, damaged or otherwise not received by the
    intended recipient, in whole or in part, due to computer, human or technical error of any kind; (c)
    entrants who have committed fraud or deception in entering or participating in the Sweepstakes or
    claiming the prize; (d) telephone, electronic, hardware, software, network, Internet or computer
    malfunctions, failures or difficulties; (e) any inability of the winner to accept the prize for any reason; (f)
    if a prize cannot be awarded due to delays or interruptions due to Acts of God, natural disasters,
    terrorism, weather or any other similar event beyond Sponsor’s reasonable control; or (g) any damages,
    injuries or losses of any kind caused by any prize or resulting from awarding, acceptance, possession,
    use, misuse, loss or misdirection of any prize or resulting from participating in this Sweepstakes or any
    promotion or prize related activities. Sponsor reserves the right, in its sole discretion, to disqualify any
    individual it finds to be (a) tampering with the entry process or the operation of the Sweepstakes, or
    with any Website promoting the Sweepstakes; (b) acting in violation of the Official Rules; or (c) entering
    or attempting to enter the Sweepstakes multiple times through the use of multiple email addresses or
    the use of any robotic or automated devices to submit entries. If Sponsor determines, in its sole
    discretion, that technical difficulties or unforeseen events compromise the integrity or viability of the
    Sweepstakes, Sponsor reserves the right to void the entries at issue, and/or terminate the relevant
    portion of the Sweepstakes, including the entire Sweepstakes, and/or modify the Sweepstakes and/or
    award the prize from all eligible entries received as of the termination date.
  3. Limitations of Liability
    The Released Parties are not responsible for: (a) any incorrect or inaccurate information, whether
    caused by entrants, printing errors or by any of the equipment or programming associated with or
    utilized in the Sweepstakes; (b) technical failures of any kind, including, but not limited to malfunctions,
    interruptions, or disconnections in phone lines or network hardware or software; (c) unauthorized
    human intervention in any part of the entry process or the Sweepstakes; (d) technical or human error in
    the administration of the Sweepstakes or the processing of registrations; or (e) any injury or damage to
    persons or property which may be caused, directly or indirectly, in whole or in part, from entrant’s
    participation in the Sweepstakes or receipt or use or misuse of any prize. If for any reason an entrant’s

registration is confirmed to have been erroneously deleted, lost, or otherwise destroyed or corrupted,
entrant’s sole remedy is another entry in the Sweepstakes. No more than the stated number of each
prize will be awarded.

  1. Disputes
    Entrant agrees that: (a) any and all disputes, claims and causes of action arising out of or connected with
    this Sweepstakes, or any prizes awarded, shall be resolved individually, without resort to any form of
    class action; (b) any and all disputes, claims and causes of action arising out of or connected with this
    Sweepstakes, or any prizes awarded, shall be resolved exclusively by the United States District Court or
    the appropriate New York State Court located in New York County, New York; (c) any and all claims,
    judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated
    with entering this Sweepstakes, but in no event attorneys’ fees; and (d) under no circumstances will
    entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim punitive,
    incidental and consequential damages and any other damages, other than for actual out-of-pocket
    expenses, and any and all rights to have damages multiplied or otherwise increased. SOME
    JURISDICTIONS DO NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR
    CONSEQUENTIAL DAMAGES, SO THE ABOVE MAY NOT APPLY TO YOU. All issues and questions
    concerning the construction, validity, interpretation and enforceability of these Official Rules, or the
    rights and obligations of the entrant and Sponsor in connection with the Sweepstakes, shall be governed
    by, and construed in accordance with, the laws of the State of New York, without giving effect to any
    choice of law or conflict of law rules (whether of the State of New York or any other jurisdiction), which
    would cause the application of the laws of any jurisdiction other than the State of New York.
  2. Entrant’s Personal Information
    Information collected from entrants is subject to the Sponsor’s Privacy Policy, which is available at
    https://studentfintech.com/privacy-policy/.
  3. Sweepstakes Results
    For Sweepstakes results, send a written requires to “Winners List – $4,500 Student FinTech Scholarship
    Sweepstakes” Student FinTech, LLC, 539 W. Commerce Street #1903, Dallas, TX 75208. Requests for the
    Winners List must be received within 60 days of the end of the Sweepstakes Entry Period.

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